Protect yourself and your family for life’s journey to have complete financial security. We will build a financial plan around your personal circumstances making sure you understand everything that’s in place to have peace of mind moving forward. Protecting yourself and your family against death or illness is good financial planning.
Statistically some of us will fall ill and be unable to work, some others may pass away during their career or in early retirement. These unfortunate events create uncertainity around the household budget. On death or illness how would my spouse and / or children manage financially? Life assurance is used to protect against these potential risks.
How does life cover work? Life cover pays out a tax-free lump sum to the beneficiaries of your policy if you die during the period covered by the policy. There are many different types of life cover we will guide you to get the right kind of protection for the amount and length of time you need it. You can choose to combine life cover with specified illness cover to provide additonal benefits.
- Mortgage Protection
- Term Assurance
- Convertable Term Assurance
- Pension Term Assurance
- Income Protection
- Serious Illness Cover
- Cancer Cover
- Business Protection
- Inheritance Tax Planning
Making sure your family will be taken care of financially if something happens to you is one of the most important decisions you will ever make.
A little goes a long way
Even a small amount of serious illness cover can go a long way. If you need €2,500 every month (€30,000 in a year) to cover your household expenses, the good news is that it's relatively inexpensive. The table below shows how far even a small amount of cover could go and the monthly cost.
Source: Zurich Life, May 2018. Based on a 40-year old non-smoker with serious illness cover for a term of 20 years. A government insurance levy (1% as at May 2018 and may change in the future) applies to this policy. These sample premiums do not include this levy.