Sustainable Finance Disclosure Regulation

The Sustainable Finance Disclosure Regulation (Regulation (EU) 2019/2088) (SFDR) came into effect on 10 March 2021 on a phased basis. It introduced entity and product level sustainability-related disclosure requirements for financial market participants and financial advisers.

Environmental, Social & Governance (ESG) investing is focused on building a brighter, sustainable future for us all and generating long-term investment returns through the allocation of capital across assets that meet strict environmental, social and governance criteria. By working together we can achieve these goals. Each life company that Flynn & Lynch invest with have ESG funds available.

Sustainability Factors

In accordance with the Sustainable Finance Disclosure Regulation (SFDR), we inform you that when providing advice on insurance based investment products, we do not assess in addition to relevant financial risks, relevant sustainability risks as far as the information is available in relation to products advised on. This means that we do not assess environmental, social or governance events/conditions that, if they occur could have a material negative impact on the value of the investment.

Principle Adverse Impacts on Sustainability

When providing advice on insurance based investment products (IBIP’s) or investment advice we do not consider the impacts of our advice that result in negative effects on sustainability factors (namely environmental, social and employee matters respect for human rights, anti-corruption and anti-bribery matters) because currently there is limited relevant products on the market that meet these criteria. The area of sustainability is relatively new and as the issue progresses, we will review our position.

Flynn & Lynch Limited will review this approach on an annual basis in January.

Impact On Return

We have not assessed the likely impacts of sustainability risks on returns of Pensions/Investments since we have not been able to identify any sustainability risks that are relevant.